Welcome to Loanly. By accessing or using this website, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use this website.
1. About Loanly
Loanly is an independent informational and educational website that provides content about student loans, loan rates, education financing, repayment options, refinancing, scholarships, and related topics.
Loanly is not a bank, lender, loan broker, financial institution, government agency, or financial advisory service. We do not directly provide, approve, process, or guarantee loans.
2. Use of Our Website
You may use Loanly for lawful personal and informational purposes. You agree not to use this website for any unlawful activity or in any way that could damage, disable, overburden, or interfere with the operation of the website.
You must not attempt to gain unauthorized access to any part of the website, its systems, servers, or related services.
3. Informational Content
All content published on Loanly is provided for general informational and educational purposes only. Our articles should not be considered financial, legal, tax, investment, or professional advice.
Financial products, interest rates, APRs, fees, eligibility requirements, repayment terms, and other conditions may change over time. You should verify important information directly with the relevant lender, financial institution, educational institution, or official source before making a financial decision.
4. No Guarantee of Loan Approval
Loanly does not guarantee loan approval, interest rates, loan amounts, repayment terms, eligibility, or acceptance by any lender or financial institution.
Any examples, comparisons, rates, or loan options mentioned on the website are provided for informational purposes and may not apply to every individual.
5. Third-Party Links
Our website may contain links to third-party websites, lenders, financial institutions, educational organizations, or other external resources.
These websites are independent from Loanly. We do not control or guarantee their content, availability, security, privacy practices, products, services, or terms. Your interaction with any third-party website is subject to that website’s own terms and policies.
6. Advertising and Affiliate Relationships
Loanly may display advertisements and may participate in affiliate, referral, or other promotional programs. We may receive compensation when users interact with certain advertisements or links, where applicable.
Advertising or compensation does not constitute an endorsement or guarantee that a particular product, service, lender, or financial option is suitable for you.
7. Intellectual Property
Unless otherwise stated, the content, design, text, graphics, logos, and other materials published on Loanly are owned by or licensed to Loanly and are protected by applicable intellectual property laws.
You may access and use the content for personal, non-commercial purposes. You may not reproduce, republish, distribute, modify, or commercially exploit our content without prior written permission.
8. Accuracy of Information
We make reasonable efforts to provide useful and accurate information. However, we do not guarantee that all content is complete, accurate, current, or free from errors or omissions.
We reserve the right to update, modify, correct, or remove content at any time without prior notice.
9. Limitation of Liability
To the extent permitted by applicable law, Loanly and its owners, contributors, and affiliates will not be liable for any direct, indirect, incidental, consequential, or other losses arising from your use of, or reliance on, information available through this website.
10. User Responsibility
You are responsible for evaluating the information provided on Loanly and determining whether any financial product, service, or information is appropriate for your individual circumstances.
Before entering into any financial agreement, carefully review the applicable documents, disclosures, fees, interest rates, repayment requirements, and other terms provided by the relevant provider.
11. Privacy
Your use of this website is also subject to our Privacy Policy, which explains how information may be collected, used, and protected.
12. Changes to These Terms
We may update or change these Terms & Conditions from time to time. Any changes will become effective when the updated terms are published on this page.
We encourage you to review this page periodically to stay informed about our current terms.
13. Contact Us
If you have any questions about these Terms & Conditions, please contact us through our Contact Us page.
Last Updated: September 14, 2026